Tina Otero – Licensed Medicare Insurance Agent Pasco County Florida

I'm Tina Otero — Your Medicare Partner on Florida's West Coast

Welcome! I'm a dedicated, licensed insurance broker proudly serving the community of Pasco County, Florida, for over a decade. With a passion for empowering individuals and families, I specialize in Medicare education, life insurance, and retirement planning.

My journey into insurance began with a simple desire: to make a tangible difference in people's lives. Over the years, I've had the privilege of guiding countless seniors through the complexities of Medicare — ensuring they have the right coverage to protect themselves and their loved ones.

As an independent broker, I work with most major insurance carriers available in Pasco, Hernando, and Pinellas counties. That independence means I work for you — not for any single insurance company.

  • Florida-licensed insurance broker (License W299520)
  • 10+ years serving West Coast Florida seniors
  • Independent — access to most major Medicare carriers
  • Free educational resources for all clients
  • In-home, virtual, and phone consultations available
  • Notary services available
My Approach

Why Clients Choose to Work With Me

I believe that informed decisions lead to financial security and peace of mind. That's why education is at the heart of everything I do.

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Education First

I offer free educational resources to every client. Understanding your options is the foundation of confident decision-making — no pressure, ever.

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Personalized Guidance

Every person's situation is unique. I take time to understand your health needs, budget, and lifestyle before recommending any plan.

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Long-Term Partnership

I'm not just here for enrollment day. I'm your resource year-round — for plan changes, questions, and whatever comes next in your Medicare journey.

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Community Focused

I live and work right here in Pasco County. Your community is my community, and that means you get real, local, personal attention.

Let's Work Together

Whether you're turning 65, retiring, or navigating a life change — I'm here to help. Schedule your free, no-obligation consultation today.

📅 Schedule a Free Consultation