Turning 65 or feeling overwhelmed by Medicare options? I'm Tina Otero — a licensed, independent Medicare agent with over a decade of experience helping Florida seniors find the right coverage at the right price.Turning 65, watch my video here.
As an independent broker, I work with most major carriers to find the plan that fits your life — not the one that pays the highest commission.
Medicare Parts A, B, C & D explained clearly. Medicare Advantage vs. Medigap comparisons, prescription drug plans, and enrollment guidance.
Learn More →Term, whole, universal, and graded life insurance for all ages and health situations. Multiple carriers mean real choices for your family.
Learn More →Preparing for your golden years means knowing how your coverage fits your retirement income. Let's make a plan that lasts.
Get Started →Notary services available for your convenience. Commission on file. Ask about availability when scheduling your appointment.
Ask About It →Whether you're turning 65, retiring, or experiencing a life change, I'll walk you through every option so you never pay for coverage you don't need.