Original Medicare is simple enough to understand and it’s important that you do take the time to learn what Original Medicare (Part A and Part B) are and are not.  There are many common misconceptions.  Part A covers 80% of most Hospital-related services and generally, has $0 monthly premium.  Part B covers 80% of most physician-related services, and has a monthly premium that is income dependent.  (Refer to your 2023 Medicare & You Handbook)  

The standard monthly Part B premium 2024 is $185.00 Per Month (rates may be different if highter income) 
You also have annual deductibles of $257, then its an 80/20 split

Part A is Free Per month: but you have a deductable copay of $1676, which covers the first 60 days of inpatient Hospital care, with daily copays starting thereafter.  See Medicare Cheat Sheet.

Covering the 20% Original Medicare does not cover, can be done a number of different ways.  If you would like help understanding your options on Medicare, please fill out the contact form and I’ll reach out to introduce myself and setup a phone appointment to discuss your options.